时间:2026-01-09 12:30:47 来源:网络整理编辑:熱點
Apple’s tech-oriented credit card is at the heart of a new investigation into alleged gender d
Apple’s tech-oriented credit card is at the heart of a new investigation into alleged gender discrimination.
New York state regulators have announcedan investigation into Goldman Sachs, the bank that issues the Apple Card, after a series of viral tweets from a consumer who shared the vastly different credit limits that were issued to him and his wife when they both applied for the card.
“The department will be conducting an investigation to determine whether New York law was violated and ensure all consumers are treated equally regardless of sex,” said a spokesman for the New York Department of Financial Services in a statement provided to Bloomberg.
On Thursday, David Heinemeier Hansson, a programmer who created the web application framework Ruby on Rails, posted a lengthy tweet thread explaining how both he and his wife applied for the Apple Card. Despite having the same financials, Hansson said his wife was issued a much smaller line of credit than he was.
Tweet may have been deleted
“My wife and I filed joint tax returns, live in a community-property state, and have been married for a long time,” Hansson tweeted. “Yet Apple’s black box algorithm thinks I deserve 20x the credit limit she does.”
After his complaints on Twitter, Hansson found his wife's Apple Card's credit limit was increased to match his.
However, Hansson’s frustration was not only with the credit line issue, but also how customer support is trained to handle the accusation of gender bias: blame the algorithm.
Tweet may have been deleted
"She spoke to two Apple reps. Both very nice, courteous people representing an utterly broken and reprehensible system,” he tweeted. “The first person was like “I don’t know why, but I swear we’re not discriminating, IT’S JUST THE ALGORITHM."
As everyone should know, computers are not sentient (yet). People created the algorithm, meaning any inherent bias was created by people.
Tweet may have been deleted
Tweet may have been deleted
Hansson’s viral tweets sparked a discussion around credit card algorithms and gender bias with many other Apple Card holders sharing similar experiences, including Apple co-founder Steve Wozniak.
Tweet may have been deleted
“The same thing happened to us,” tweeted Wozniak. “I got 10x the credit limit. We have no separate bank or credit card accounts or any separate assets.”
“Any algorithm, that intentionally or not results in discriminatory treatment of women or any other protected class of people violates New York law,” said the New York Department of Financial Services spokesperson.
The Apple Card is issued by Goldman Sachs as the investment bank’s first credit card in its recent foray into consumer banking.
TopicsApple
Man stumbles upon his phone background in real life2026-01-09 12:17
Hey law students: Want a job? Well, you better learn to code.2026-01-09 11:47
Hillary Clinton tweets an empowering message to young girls everywhere2026-01-09 11:38
Fitbit announces updated Alta HR, adding heart rate tracking2026-01-09 11:25
Early Apple2026-01-09 11:07
Bill Nye wants Trump to send humans to Mars2026-01-09 11:06
Seriously, stop sleeping next to your phone because another one just exploded2026-01-09 10:58
Trump administration cuts LGBTQ questions from elder care surveys2026-01-09 10:15
Hiddleswift finally followed each other on Instagram after 3 excruciating days2026-01-09 10:11
Why can't Colin Kaepernick get a job?2026-01-09 09:47
Tributes flow after death of former Singapore president S.R. Nathan2026-01-09 12:14
New fitness app offers accessible workouts for people of all abilities2026-01-09 11:51
The author of that heartbreaking dating profile for her husband has died2026-01-09 11:51
New 'Ides of Trump' campaign will inundate Trump with critical postcards2026-01-09 11:27
Aly Raisman catches Simone Biles napping on a plane like a champion2026-01-09 11:16
Gorgeous video takes you on a trip above Mars2026-01-09 10:57
In defense of Kellyanne Conway's astonishingly stupid microwave comment2026-01-09 10:37
In defense of Kellyanne Conway's astonishingly stupid microwave comment2026-01-09 10:17
What brands need to know about virtual reality2026-01-09 10:02
Mashable just broke the Guinness World Record for tallest stack of tortillas and YUM2026-01-09 09:46